General Current Account Scheme (CURRENT ACCOUNT GENERAL)

Current Deposit Account is very convenient product for frequent banking transactions by Individuals, Firms, HUF, Companies, institutions etc. There is no limit on number of transactions in such accounts and are most suitable for business operations. The product is available at all branches

The main features of General Current Account are as under:

Eligibility

Individuals, Joint accounts, Sole proprietary concerns, Partnership firms, HUFs, Companies, Association of persons, Society, Trusts, Body Co-operatives, Charitable and other institutions.

Minimum Quarterly Average Balance (QAB)

Rural : Rs. 1000/-; Semi-Urban – Rs. 2000/-; Urban – Rs. 5000/- & Metro – Rs. 10000/-; subject to change from time to time.

Documents Required For Opening The Account

  • Application (AOF) and Specimen signatures
  • ID & Address proof as per KYC norms
  • Photos
  • In case of Company Memorandum & Articles of Association, Certificate of Incorporation, Board resolution, etc.
  • Related documents in case of HUF, Trust, Firms etc
  • Other related documents as per RBI Guidelines
  • (In case of Micro Enterprises Udyog Aadhar is not required).

Nomination Facility

Available to eligible persons as per rules

Additional facilities

  • 100% integrated and computerized Network of more than 10058 Service Outlets across the country to provide seamless banking transactions and wide network of more than 12500 ATMs at your service 24*7.
  • 50 cheque leaves free per Financial Year.
  • Free internet banking
  • ATM Cum Debit card (individuals/sole proprietor account)
  • Fast remittance of funds through NEFT/RTGS
  • Acceptance of standing instructions, Collection of cheques
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